Real Estate, Home Loan Origination & Refinancing | Santa Rosa, CA
Sun Pacific Mortgage & Real Estate offers realty services, hard/private money loans which are fast and don't depend on credit, an affordable move-in ready or turn-key home and 30 year fixed-rate loans - in Sonoma County and surrounding areas.
We are a local family owned business for 22+ years and have the experience. Below is a brief description of how we can help you.
Real Estate Made Easy:
As professional real estate agents we are educated in all aspects of the home buying process. Since we have been in business for 22 years we are very familiar with the Real Estate Market and are proficient in the step by step process to aid you in the entire buying process.
If you see a home that interests you, let us know. Whether you see it advertised in the newspaper or just see a sign, no matter whether it's listed with another agent or with us, we can get you that home.
If you specifically want a home that is move-in ready so you don't have to invest in further money after you buy the home, to make it liviable - but you need something that is affordable in the first place - give us a call and we can get you in that house!
If you are under on your mortgage or own more than your house is worth or are about to go into foreclosure, you need to check out your Short Sale options. It is much better for ones credit to do a short sale and Sun Pacific Mortgage & Real Estate can help you smoothly get through a Short Sale and save your credit.
Loan Origination Made Easy:
With the fluctuating market, many lenders are creatively packaging home loan programs, which although innovative, are often complex. At Sun Pacific Mortgage & Real Estate we offer home loan programs clearly written with the borrower in mind.
Take the guesswork out of your home purchase or refinance. We can pre-qualify you, providing you with sales price range, approximate monthly payments and financial resources necessary for closing. For refinances, we can determine which program fits your special needs, whether it be debt consolidation, lower rate and term, or home improvement.
For fast cash without decent credit scores, Sun Pacific Mortgage & Real Estate can get you a Private Money loan (also known as Hard Money) from one of their many Investors.
For conventional loans we shop for the best rates and terms and we find the home loan that is right for you. We recognize that locating a loan program that best accommodates your financing needs can be as equally as important as finding that special house.
