Real Estate, Home Loan Origination & Refinancing | Santa Rosa, CA

   We are a family run, local Sonoma County business since 1988 that regularly services Northern California. We are licenesed for the state of California and are part of the Realtors Association.

    Our purpose for the 22+ years we have been in business is to educate Borrowers and Buyes so that they can make informed decsions.  We formed this company with the ideal of helping people get quality real estate financing.

    We have over 44 years of combined experience in the real estate and lending/mortgage markets.  In keeping with our ideal of helping you, we have evolved along the following lines:

Real Estate Made Easy:

    Short Sale Listing can help you save your credit by allowing Sun Pacific to help you sell your house for less than is owed against it. This will lessen the crushing blow dealt to your credit by a foreclosure.

If you are under on your mortgage or owe more than your house is worth or are about to go into foreclosure, you need to check out your Short Sale options.

    If you are looking to buy a home, we will get you connected with a proven Agent who will aid you in the entire buying process.

As professional real estate agents for over 22 years, we are very familiar with the real estate market and have many proven referral sources for any and all aspects of real estate purchase.

Whether you see a home advertised in the newspaper or just see a sign, no matter whether it's listed with another agent or with us, if you have an interest in it then we can get you on the right route to buying that home.

    If you specifically want a home that is move-in ready so you don't have to invest in further money after you buy the home, to make it liviable - but you need something that is affordable in the first place - give us a call and we can help you here too!

Loan Origination Made Easy:

With the fluctuating maret, many lenders are creatively packaging home loan programs, which although innovative, are often complex. At Sun Pacific Mortgage & Real Estate they can take the guesswork out of your real estate purchase or refinance.

    For fast cash without decent credit scores, Sun Pacific Mortgage & Real Estate can get you a Private Money loan (also known as Hard Money) from one of their many Investors.

If you have any problem with some property, credit problems or problems verifying income but you have some equity, then this Private Money loan is just for you.

    For Conventional Loans, with our longevity in the loans business, we have built up many reliable referral sources whom we successfully work with to get you a loan.

We offer Free Referral Resource to help get you on the right route to get you smoothly pre-qualified, providing you with sales price range, approximate monthly payments and financial resources necessary for closing.

    For refinances, we can also help refer you to a dependable source so you can get the right program that fits your special needs, whether it be debt consolidation, lower rate and term, or home improvement.

We recognize that assisting you in locating a reliable and proven Loan Officer to get you that loan program which best accommodates your financing needs, can be as equally as important as finding that special house.